Apply here for an unfair loan - see if your eligible - it
costs nothing!
Please note that unfair
loans between the dates of January 1990 and April 2007 are
eligible for checking in our FREE online checking system and
submission form.
This is for mortgages or secured loans or car finance loans
that may have been mis-sold, mis-managed or overcharged.
Further advances;
did you take a further advance? Answer:
Each time a further advance is taken the lender should ensure that the new
payments are affordable for you and in your best interest.
Did you take a loan from a bank? Answer: if
not then its likely you used a finance broker or mortgage broker.
Did the broker tell you all the service and fees
involved? Answer: if not then you will be eligible for compensation.
Many financial arrangements were dealt wrongly and you will get
unfair loan compensation for this. Hidden commissions etc.
Here is a list of usual culprits;
If you have switched
loans or a remortgage or paid off your mortgage loan then you may be entitled to
compensation. This is by way of overcharging by your lender e.g. exit fees
Mortgage exit fees are charged when paying off your mortgage loan, or paying off
to move to a new lender. Many reputable mortgage lenders have been
charging exit fees which are more than their contract had stated. This has
lead to one of the points in what is now called 'unfair loans'.
There are many other instances where the lenders have given themselves an unfair
advantage over the consumer leading to compensation.
An unfair loans
mortgage can be attributed to the best known high street lenders whether
you are a first time buyer or experienced mortgage customer, or have had a
remortgage, unfair loans
have most of the lending covered, even if your loan has been completed in
the above dates, it maybe still eligible for compensation.
Apply
for an unfair loan and get professional help in finding
out whether your loan is eligible for compensation.
A unfair
mortgage loans can be applied for in different terms
and applications;
first time buyer, buy to let, fixed rate, discount, tracker, variable rate, etc...
Experts say £5 BILLION worth of Payment Protection Insurance (PPI) has
been mis-sold to consumers in the last few years. We aim to get you what
you are due to through our unfair loans claim process Start here its free to
submit. We will process your form within 48 hours and let you know whether
you have a claim for compensation.
£1000s are being claimed everyday in the UK be quick to find if your loan is
eligible, you have nothing to lose, it costs nothing initially, then a small fee to cover administration and release of your details from the offending
company.
After we have completed your check from the details submitted in the form provided
on this page we will check the each individual claim and provide you by email
the likelihood of being successful in your unfair loan claim.
Details supplied here will be strictly confidential!
Many lenders are having to compensate consumers in the £thousands!
Steps to claim back money
Tell us about your product by submitting the form below for FREE
We will review and email back a recommendation whether to pursue under
unfair loan.
Recommend YES - you have a good opportunity of £5000 or more in
compensation. Recommend NO - This means it is unlikely you will
receive compensation. Recommend POSSIBLE - Further documents needed to
access your claim.
We charge nothing for this unfair loan service, we only get a
commission if your successful.
Proceeding with a claim will cost a small fee payable to your lender for the release of
data costs.
Then wait for your compensation money.
Details of the court ruling on Unfair credit agreements.
In 1999 Mrs Wilson borrowed £5,000 and gave her BMW as security. A documentation
fee of £250.00 was added to the loan. The agreement stated she had borrowed
£5,250.
Mrs Wilson failed to make re-payments. The lender claimed the balance and
declared an intention to sell the BMW. Mrs Wilson applied to the court for a
declaration that the agreement was unenforceable because it was wrongly stated
that the loan was £5,250 and not £5,000.
In November 2000 the Court of appeal reluctantly decided that the CCA
made the agreement unenforceable. Mrs Wilson was entitled to
recover her BMW and not repay the loan.
Other stories on Unfair loan agreements
Millions of borrowers could be entitled to claim back a chunk of their loans
because lenders have made mistakes with their contracts.
Some may even be able to wipe out all their debts because of the errors, which
could leave banks facing a multi-million-pound bill.
- Metro 08/12/2008
Abbey National is facing millions of pounds in compensation
claims from customers and an outcry from consumer groups after the financial
ombudsman ruled its dual rate mortgage system was unfair. Guardian
