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A remortgage is the process of paying off one mortgage with the proceeds from a new
mortgage using the same property as security. The term is mainly used in the United Kingdom. The most common reason for people to remortgage is to secure a better interest rate from a different lender.

The process of remortgaging does not usually involve moving home or taking out a second mortgage on the property; it is in effect the transfer of a mortgage from one lender to another. Homeowners may choose to remortgage for various reasons, including to reduce the
size of repayments, to pay off a mortgage earlier, to raise capital, or to consolidate other debts.  Homeowners often mis-use the expression remortgage when they are simply switching from one product to another with the same lender; this is not a remortgage which involves the removal of one legal charge over a property and its substitution with another in favour of a new lender.

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More specific advice online for a remortgage is available on the website here

www.mortgage-remortgage-online.co.uk