Promise Mortgage
Facts of a mortgage for consumers
Prepayment penalties. Prepayment
penalties are extra fees that may be due if you pay off the loan early by
refinancing or selling your home. These fees may force you to keep a
high-rate loan by making it too expensive to get out of the loan. If your
home loan includes a prepayment penalty, understand the penalty you would
have to pay. Ask the lender if you can get a loan without a prepayment
penalty, and what that loan would cost. Then decide what’s right for you.
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